Now Hiring - Joshua Monette Paz Farmers Insurance - Commercial Insurance Agent (Willing to train) in Woodland Hills, CA

Full description of the position

Job

Overview

Assess business risks and insurance needs Evaluate a company's operations, exposures, and industryspecific risks to determine what types of coverage are required. Recommend and customize policies Match clients with appropriate commercial policies (e.g., liability, workers' comp, property, cyber) and tailor terms to fit their budget and risk profile. Place coverage and evaluate markets Compare insurance carriers, negotiate terms, and secure the best available coverage for the client. Build and maintain client relationships Network, prospect, and maintain a book of business through ongoing communication and service. Assist with underwriting Help clients gather required documents (e.g., loss runs) and prepare submissions for insurance carriers. Manage renewals proactively Review policies ahead of renewal, reassess coverage needs, and explore alternative markets when necessary. Support clients with claims Provide guidance during the claims process and help adjust coverage as business needs evolve. Stay current on industry trends Monitor new insurance products, regulations, and market shifts to better advise clients. Salary Range: $4,000.00 - $10,000.00 per month

Benefits

Monthly Base Salary + Commission + Bonus Opportunities Work from Home Flexible Schedule Life Insurance Hands on Training Mon-Fri Schedule Career Growth Opportunities

Requirements

1. Licensing Active Property & Casualty (P&C;) License Additional licenses (e.g., Life & Health, FINRA) are a plus Must meet all state continuingeducation requirements 2. Education High school diploma required Bachelor's degree preferred (business, finance, marketing, risk management) but not required 3. Experience Prior experience in insurance, sales, or riskrelated fields preferred Experience with commercial lines (GL, WC, Property, Auto, EPLI, Cyber) is highly valued Familiarity with underwriting submissions, loss runs, and carrier guidelines 4. Skills & Competencies Strong communication and clientadvising skills Ability to analyze business operations and identify exposures Negotiation skills for working with carriers and clients Organizational skills for managing renewals, submissions, and service tasks Proficiency with CRM/AMS systems (e.g., Salesforce, Applied, HawkSoft) Ability to explain coverage clearly and confidently 5. Personal Attributes Professional, reliable, and detailoriented Comfortable with outbound prospecting and business development Strong followthrough and accountability Ability to work independently and manage a book of business 6. Technical

Requirements

Proficiency with Microsoft Office (Word, Excel, Outlook) Ability to prepare proposals, certificates, endorsements, and policy documents Comfortable using digital tools for quoting, submissions, and client communication 7. Compliance & Ethics Must adhere to all state insurance regulations Maintain confidentiality and handle sensitive client information responsibly

Responsibilities

1. Risk & Coverage Assessment Analyze business operations, exposures, and industryspecific risks Identify required lines of coverage (GL, BOP, WC, Commercial Auto, EPLI, Cyber, etc.) Review loss runs and prior claims history 2. Policy Design & Recommendations Recommend appropriate coverage limits and endorsements Customize insurance programs based on budget and risk tolerance Explain policy terms, exclusions, and conditions in plain language 3. Market Placement & Carrier Negotiation Prepare underwriting submissions Compare quotes across carriers and negotiate pricing/terms Present proposals with clear coverage comparisons 4. Client Acquisition & Relationship Management Prospect and generate new commercial leads Conduct discovery calls and inperson business reviews Maintain longterm relationships through consistent followup and service 5. Renewal Management Review expiring policies for gaps or changes in exposure Remarket accounts when necessary Present renewal options and secure signatures/payments 6. Claims Support Assist clients with filing claims Communicate with adjusters and carriers Provide updates and advocate for the client when issues arise 7. Compliance & Documentation Maintain accurate client files and policy records Ensure all applications, forms, and disclosures are completed correctly Stay compliant with state licensing and continuing education requirements 8. Risk Management Guidance Recommend safety practices and losscontrol strategies Coordinate carrier riskcontrol visits Help clients reduce claims frequency and severity 9. Administrative & Operational

Duties

Use CRM/AMS systems to track leads, renewals, and tasks Prepare certificates of insurance, endorsements, and policy changes